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First Mortgages
Are you looking to purchase your first home or refinance a current mortgage?  NJFCU offers many competitive products to fit your personal and financial needs including: fixed-rate mortgages as well as adjustable rate and interest only mortgages. We also offer "free" pre-qualification and rate-locks at time of application.  To pre-qualify, please fill out the short application form.  We take the hassle out of home-buying! For more information, please email us at info@njfcu.org or stop by any branch or call 888-78-NJFCU, option 2.

Home Equity Loans
Fixed-Rate, Variable-Rate Home Equity Loans and Variable Lines of Credit allow you to use the equity in your home to finance home improvements, family vacations, college, medical expenses or almost anything at all! You may borrow up to 80% of your home’s equity for a variety of terms.  Closing costs are minimal and the interest you pay may be tax-deductible (consult your tax adviser). To apply for a Home Equity Loan or Line of Credit stop by NJFCU or email us at info@njfcu.org for more information!

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North Jersey Federal Credit Union
711 Union Blvd, Totowa, NJ  07512
Toll Free:  (888) 786-5328
Office:  (973) 785-9200
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